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The Cardholder could not pledge the Card as Security for any purpose in any way. “Terms and Conditions” means the terms and situations set out herein and/or as could also be stipulated by BRAC Bank Limited once in a while, as amended. “Late Payment Fee” means a cost applicable in case of the Cardholder’s failure to pay a minimal of minimum quantity due within the Payment Due Date.

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“Insurance Company” means insurance firm as may be determined by BRAC Bank Limited, once in a while. “Company” means a company as outlined in the Companies Act 1994, as amended every so often. “Cash-Limit” means the maximum amount of money or equivalent of money as defined or prescribed by BRAC Bank Limited, that the Credit Cardholder can use his/her Card Account.

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In case the Cardholder doesn’t need his/her Card to be renewed or any Supplementary Card to be renewed, a written intimation ought to be despatched to the Bank two months upfront. Intimation despatched sooner than two months or lower than 30 days earlier than the expiry can’t be accepted. The Bank may present details about the Cardholder and the conduct of his/her accounts to any additional cardholder or to some other person/body to whom the Bank transfers its rights and obligations underneath this agreement. The Bank shall have the proper to check the credit score standing of the applicant for the card/or check standing of the Cardholder at any occasions as and when the Bank deems match without reference to him/her. The cardholder and/or his estate will be answerable for repaying in full any outstanding balances on the card account and shall hold the Bank indemnified for all costs and bills incurred in recovering such excellent balances. The Bank screens the danger of utilizing the Card in the High Risk Countries.

The fee by the Cardholder of any sum to the Bank in respect of any Statement of Account shall constitute binding and conclusive proof of the acceptance by the Cardholder of the entries shown on that Statement of Account. The Cardholder agrees to pay the Bank upon the request of the Bank an annual fee as prescribed by the Bank for the card and an annual payment prescribed by the Bank for each Supplementary Card. “Security” means the lien of any account/Fixed Deposit/Financial Instrument in opposition to which the cardboard is issued . “Payment Due Date” means the date specified within the Statement of Account, by which date, fee of the Total Payment Due or the Current Balance or any half thereof or no much less than the Minimum Amount Due is to be made to the Bank. “Guarantee” means lien of any account/Fixed Deposit/financial instrument against the issued Credit Card restrict.

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From time to time, Bank could monitor and/or report phone calls between the Cardholder and Bank to guarantee the quality of its customer service or as required by relevant law. When presenting the Priority Pass card on coming into the lounge, lounge staff will take an imprint of the card and issue a ‘Record of Visit’ voucher to the cardholder or make a log entry. Some lounges have digital card readers, which will take the cardholder’s detail off the magnetic strip on the reverse facet of the Priority Pass card. Where applicable, the cardholder should sign the ‘Record of Visit’ voucher, which may even mirror the precise variety of accompanying friends, if any, but doesn’t present any per particular person per visit cost.

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The Bank will try to name the Cardholders to tell them concerning the possible fraud risk that might emanate from such Card utilization at High Risk Countries and shall seek consent from the Cardholder to block the Card from additional utilization. All Cardholders might be billed on a month-to-month foundation for all Charges incurred by means of Card and for all expenses relevant to the Card Account. BRAC Bank shall endeavor that no delay is brought on in sending the Statement to the Cardholder. However, there could additionally be no statement generated for the period by which there was no excellent due and no transaction on the Card Account in the preceding month. Payments will be treated as produced from the date on which the payments are actually acquired by the Bank in the odd course of business and not from the posting date on the Statement. At least 3-4 days must be allowed for the payment to be credited to the Card Account.

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